Auto Loans

Auto Loans

Drive down your monthly payment. 1.99% APR*

SCU offers several online and traditional programs for your next car. We'll help you find, evaluate, and secure financing for your next vehicle with our personalized service options.



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  • Up to 100% financing of the Manufacturers Suggested Retail Price (MSRP) for new cars, trucks or vans, plus tax, license
  • Guaranteed Auto Protection (GAP)
  • Up to 100% financing of the high value for previously owned vehicles

*APR=Annual Percentage Rate. Income verification may be required. Approval is subject to underwriting guidelines, verifications, collateral valuation and loan-to-value. Credit worthiness determines annual percentage rate and loan to value. Maximum repayment term is 84 months, repayment term and annual percentage rate is based on the model year of vehicle. Other interest rates and repayment terms available. Offer is non-transferrable. Offer does not apply to the refinance of an existing Sacramento Credit Union vehicle loan. Offer and interest rates subject to change without notice. View rates and terms here. Offer expires December 21, 2015.