First Mortgage and Refinancing
At SCU, you not only get competitive rates and fees, you can take advantage of our real estate experts' many years of local market knowledge as veteran loan officers in the Sacramento region. Top it off with our hands-on personalized service, and you'll get the right mortgage quickly and easily. Whether you're buying a new home or refinancing your existing home, SCU has the right loan for you!
- Features
- Fixed Rate Mortgage offers the benefit of predictability and consistency, giving you a locked-in rate for the term of your loan. Available in several repayment terms up to 40 years.
- Adjustable Rate Mortgage begins with a lower initial rate and payment, and gradually increases or decreases with market rates on an annual basis. Our ARMs are guarded by annual and loan-term cap limits.
- First Time Buyers' Programs are special loan programs designed to make home ownership a reality for buyers in a variety of circumstances.
- FHA Financing is available at SCU to help you save money on your home loan.
- Click here to see our Rates.
- More Questions? Read our FAQ.
