Phone: (916) 444-6070 or (888) 722-8601

Free Rewards Checking

This free high interest checking account offers Sacramento area residents a trend-setting 3.01% APY* with no monthly service fee or minimum balance, and much more.

Features

3.01% APY* on balances up to $25,000
ATM fee refunds nationwide*
No monthly service fee
No minimum balance requirements
Free traveler's checks
Five free corporate checks per month
Access your money via the telephone, Internet, ATMs and a Visa® Check Card
Pay all your bills on one site with Free Online BillPay
Use Online Access to manage your accounts. You have complete privacy and security with our 128-bit encryption and our Sentry-7 protection program
Free SCU & CO-OP ATM transactions (more than 400 CO-OP ATMs in the greater Sacramento area). Log on to www.co-opnetwork.org to find an ATM near you
Verified by Visa puts you in control when shopping Online: only you can approve purchases using your private password

*click "More Information" for details

Qualifications

With our Free Rewards Checking Account, significant rewards are easy!

Here's all you have to do:

1) View your monthly statement electronically

2) Make at least 12 purchases with your Visa® Check Card

3) Have at least one direct deposit or ACH auto debit.

More Information

*Annual Percentage Yield (APY) accurate as of 2/27/09. Minimum to open account is $25. Rate tiers are as follows: 3.01% APY applies to balances of $.01 - $25,000 and 1.01% APY applies to balances over $25,000 as long as qualifications are met each statement cycle. 0.10% APY applies to all balances if qualifications are not met. All balances will earn 3.01% APY to 1.01% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings.

To qualify you must be: registered as an e-Statement member and view your statement Online, have at least one direct deposit or ACH auto debit, and have 12 POS debit card transactions between the last business day of the prior month and the next to last business day of the current month. If these conditions are not met during the cycle, ATM fees will not be refunded as well.