Phone: (916) 444-6070 or (888) 722-8601

IRAs

Tax Free Ways to Save

Individual Retirement Accounts (IRAs) were created to help individuals save for retirement. Today's new IRAs are flexible and do much more than they used to: they can be used for education, a first-time home purchase, or even as a large cash fund for major purchases. And because IRA earnings are sheltered from taxes, IRAs grow faster than ordinary savings accounts.

Features

Traditional IRAs, Roth IRAs, and Coverdell Educational Savings all available
Deposit all at once or make regular deposits throughout the year
A $25 minimum balance is required to establish all IRA share accounts
A low $500 minimum balance is required on IRA Certificates
Traditional and Roth IRA Accounts are now insured up to $250,000
No annual fees

Start enjoying our services; open and fund a new account online in minutes. It's fast and easy.

For more information about our IRA rates, click on rates, call one of our friendly member service representatives at (916) 444-6070 or toll-free (888) SACTO-01 (888-722-8601). And of course, you're always welcome to visit a local SCU branch office near you.