SBA Loans

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Proud to be a Small Business Administration (SBA) lender


At Sacramento Credit Union (SCU), we help business members grow their companies by providing financing through various SBA programs. These financing options can make your business more profitable in the future, and our personalized, local service ensures a quick closing.

Find the right fit:

Choose from SBA 504 loans and SBA 7a small business loans to help you purchase property or launch your business.

SBA 504

  • Borrow up to $5 million
  • Use for commercial real estate purchases
  • Owner-occupied properties are eligible
  • Repay your loan with up to 25 years amortization
You must meet specific guidelines with the SBA 504 loan:
  • Minimum down payment of 10%
  • The SBA 504 loan program consists of a 1st and 2nd deed of trust
  • Borrower must occupy 51% of the subject property

SBA 7a

  • Borrow up to $5 million
  • Acquire a business or start your company
  • Use for commercial real estate purchases
  • Owner-occupied properties are eligible
  • Repay your loan with up to 25 years amortization
You must meet specific guidelines with the SBA 7a loan:
  • Minimum down payment of 10%
  • The SBA 7a loan program consists of a stand-alone 1st deed of trust
  • Borrower must occupy 51% of the subject property