Rates effective as of September 23, 2021.

Term APR1 as low as
New auto2 purchase or refinance
48 months 1.99%
60 months 1.99%
72 months 2.49%
84 months 2.89%
Used auto3 purchase or refinance
48 months 1.99%
60 months 1.99%
72 months 2.69%
84 months 3.24%
Used auto 2011 and older
48 months 6.99%

1APR=Annual Percentage Rate. The lowest rate is displayed. Credit worthiness determines APR and maximum loan-to-value allowed. Representative Example: A $15,000 60-month loan at 1.99% APR would require 60 payments of $262.85.

2A new auto is the current and previous year models (2020 and newer) with less than 7,500 miles. 

3There are term restrictions on used autos based both on the year model and mileage.

The Maximum Amount Financed - 

  • New autos- Up to 130% using the lesser of the purchase price or Manufacturers Suggested Retail Price (minus rebates) including tax, license and dealer add-ons.
  • Used autos
    • 2012 and newer - Up to 130% using the lesser of the purchase price or Kelley Blue Book retail value including tax, license and dealer add-ons.
    • 2011 and older vehicles - Up to 100% using the lesser of the purchase price (before used tax) or Retail Kelley Blue Book value with no cash out.
  • Auto Refinance with cash out - Loan amounts up to 100% of Kelley Blue Book retail value.