Rates effective as of May 28, 2020.

Loan Amount Term APR2
New Auto Purchase or Refinance
2019 and newer¹ Up to $100,000 Up to 84 months 2.84% - 11.74%
Used Auto Purchase or Refinance
2019 and newer with greater
than 7,500 miles
Up to $100,000 Up to 84 months 2.99% - 11.53%
2014 and newer Up to $100,000 Up to 72 months 2.99% - 10.42%
2011 and newer Up to $100,000 Up to 60 months 2.99% - 10.05%
2010 and older Up to $25,000 Up to 48 months 6.99% - 12.25%

12019 and newer with less than 7,500 miles. 

2APR=Annual Percentage Rate. Representative Example: A $15,000 48-month loan at 2.84% APR would require 48 payments of $330.97.

48 months or 60 months financing is available on loan amount of $5,000 and above. 72 months for $15,000 and above. 84 months for $20,000 and above. Mileage and term restriction: maximum 48 month term mileage 100k or more, maximum 60 month term mileage 80k or more.

Maximum Amount Financed Loan to Value (LTV) is based on the following

  • New Vehicles - Up to 130% LTV. LTV is the lesser of the purchase price or Manufacturers Suggested Retail Price (minus rebates) including tax, license and dealer add-ons.
  • Used Vehicles - Up to 130% LTV. LTV is the lesser of the puchase price or Kelley Blue Book retail value including tax, license and dealer add-ons.
  • Auto Refinance - Loan amounts up to 100% LTV of Kelley Blue Book retail value.
  • 2010 and older vehicles - Up to 100% of the lesser of the purchase price (before used tax) or Retail Kelley Blue Book value.