Rates effective as of December 10, 2018.

Loan Amount Term APR2
New Auto Purchase or Refinance
2017 and newer¹ Up to $100,000 Up to 84 months 3.29% - 12.81%
Used Auto Purchase or Refinance
2017 and newer with greater
than 7,500 miles
Up to $100,000 Up to 84 months 3.49% - 13.01%
2016 to 2012 Up to $100,000 Up to 72 months 3.49% - 12.33%
2011 to 2009 Up to $100,000 Up to 60 months 3.49% - 11.95%
2008 and older Up to $25,000 Up to 48 months 6.99% - 12.25%

12017 and newer with less than 7,500 miles. 

2APR=ANNUAL PERCENTAGE RATE Representative Example: A $15,000 48-month loan at 3.29% APR would require 48 payments of $ $333.94.

48 months or 60 months financing is available on loan amount of $5,000 and above. 72 months for $15,000 and above. 84 months for $20,000 and above. 2009 or Newer: 60 months financing is available on loan amount of $5,000 and above. 72 months for $15,000 and above. 84 months for $20,000 and above. Mileage and term restriction: maximum 48 month term mileage 100k or more, maximum 60 month term mileage 80k or more.

Maximum Amount Financed Loan to Value (LTV) is based on the following

  • New Vehicles - Up to 130% LTV. LTV is the lesser of the purchase price or Manufacturers Suggested Retail Price (minus rebates) including tax, license and dealer add-ons.
  • Used Vehicles - Up to 130% LTV. LTV is the lesser of the puchase price or Kelley Blue Book retail value including tax, license and dealer add-ons.
  • Auto Refinance - Loan amounts up to 100% LTV of Kelley Blue Book retail value.
  • 2008 and older vehicles - Up to 100% of Kelly Blue Book Retail value.