Rates effective as of September 22, 2023.

Minimum Balance to Earn Dividends Dividend Rate APY*
Free Rewards Checking
$0 - $20,000 4.27% Requirements Met1 4.35%
$20,000+ .10% Requirements Met1 24.35% - 0.930%
All balances if qualifications not met 0.01% 0.01%
Free Interest Checking
N/A 0.01% w/ Direct Deposit or Age 55+ 0.01%
*APY=Annual Percentage Yield. Dividend Rate and APY may change anytime as determined by the credit unions board of directors. Dividends are compounded and credited monthly. Fees may reduce earnings.

1The requirements are: 1. View your monthly statement via e-Statements. 2. At least 12 purchases each month with your SCU Visa debit card. 3. At least one direct deposit or ACH auto debit posts and clears.
24.35% - 0.930% APY range assumes an account balance of up to $100,000.

**Monthly Qualification Cycle means the current Statement Cycle. Statement Cycle means the period of time covered by the statement for your account. The statement cycle begins on the first day of the calendar month and ends on the last day of the calendar month.