Loan Type Rates APR Points
Rates effective as of 8:00 AM February 25, 2021
30 year fixed 3.000% 3.244% 1.550
3.125% 3.293% 0.600
3.250% 3.362% -0.10
20 Year Fixed 2.875% 3.167% 1.100
3.000% 3.231% 0.550
3.125% 3.305% 0.100
15 year fixed 2.500% 2.824% 0.750
2.625% 2.862% 0.150
2.750% 2.915% -0.35
10 Year Fixed 2.500% 2.952% 0.650
2.625% 2.982% 0.200
2.750% 3.023% -0.20

Rates/Fees are subject to change per Investor Adjustments

PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING.  FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916) 444-6070 EXT. 3071.

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $548,250) are calculated based on a loan amount of $150,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.

Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.