Loan Type Rates APR Points
Rates effective as of 8 AM April 18, 2019
30 year fixed 4.125% 4.368% 1.350%
4.250% 4.438% 0.700%
4.375% 4.521% 0.200%
20 Year Fixed 4.000% 4.293% 1.000%
4.125% 4.354% 0.450%
4.250% 4.426% 0.000%
15 year fixed 3.625% 4.012% 1.100%
3.750% 4.078% 0.700%
3.875% 4.136% 0.250%
10 Year Fixed 3.500% 4.114% 1.350%
3.625% 4.141% 0.900%

Rates/Fees are subject to change per Investor Adjustments

PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING.  FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916) 444-6070 EXT. 3071.

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $726,525 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $150,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.

Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.