Loan Type Rates APR Points
Rates effective as of 8:00 AM July 07, 2020
30 year fixed 2.875% 3.065% 0.900
3.000% 3.147% 0.350
3.125% 3.244% 0.000
20 Year Fixed 2.750% 3.018% 0.000
2.875% 3.087% 0.400
3.000% 3.179% 0.100
15 year fixed 2.500% 2.831% 0.800
2.625% 2.884% 0.300
2.750% 2.966% 0.000
10 Year Fixed 2.500% 2.920% 0.500
2.625% 2.951% 0.050

Rates/Fees are subject to change per Investor Adjustments

PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING.  FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916) 444-6070 EXT. 3071.

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $726,525 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $150,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.

Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.