Loan Type Rates APR Points
Rates effective as of 8 AM June 14, 2019
30 year fixed 3.625% 3.848% 1.200
3.750% 3.962% 1.050
3.875% 4.046% 0.550
20 Year Fixed 3.500% 3.793% 1.050
3.625% 3.884% 0.750
3.750% 3.964% 0.350
15 year fixed 3.125% 3.477% 0.900
3.250% 3.573% 0.700
3.375% 3.654% 0.400
10 Year Fixed 3.000% 3.630% 1.450
3.125% 3.593% 0.700

Rates/Fees are subject to change per Investor Adjustments

PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING.  FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916) 444-6070 EXT. 3071.

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $726,525 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $150,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.

Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.