Loan Type Rates APR Points
Rates effective as of 8:00 AM July 01, 2022
30 year fixed 5.000% 5.184% 1.150
5.125% 5.276% 0.750
5.250% 5.366% 0.350
20 Year Fixed 4.625% 4.849% 0.950
4.750% 4.916% 0.450
4.875% 4.982% -0.05
15 year fixed 4.375% 4.667% 1.000
4.500% 4.747% 0.700
4.625% 4.821% 0.350
10 Year Fixed 4.375% 4.814% 1.100
4.500% 4.866% 0.750
4.625% 4.853% 0.100

Rates/Fees are subject to change per Investor Adjustments

PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING.  FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916) 444-6070 EXT. 3071.

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $548,250) are calculated based on a loan amount of $150,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.

Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.