*APR=Annual Percentage Rate. Approval is subject to underwriting guidelines and verifications. 0% introductory APR based on your credit worthiness. Introductory purchase rate applies for 6 billing cycles and is for new Visa Platinum and Visa Platinum Rewards Plus Cards only. Introductory balance transfer rate applies for 6 billing cycles. Not all approved applicants will qualify for the 0% introductory APR. Balance transfer offer applies to the payment of loan balances at other financial institutions only. Balance transfers do not earn rewards or rebates. Balance transfers from any existing accounts with Sacramento Credit Union will not be accepted. Income verification required. Offer and interest rates subject to change without notice. Limited time offer valid January 9 to February 21, 2019.