Visa®​​ Secured Credit Card

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This credit card can get you on stronger financial footing

If your credit history keeps you from qualifying for a credit card, we have the solution. Our Visa Secured Credit Card extends a credit line based on the amount in your Savings Account to give you the flexibility you need.

Start building a better credit history:

Responsible credit management begins with the Visa Secured Credit Card. Use it like a regular credit card wherever Visa is accepted.
  • Credit limit determined by Savings Account deposits
  • Credit limits from $500 to $1,500
  • Must be utilized with a variable rate Visa Platinum Credit Card
  • Payment amount is 2.10% of the balanced owed or $25, whichever is greater
  • Credit history is reported to the major credit repositories
  • Not available with Sacramento Credit Union (SCU) Visa Platinum Rewards Plus Credit Card