We support your dreams of homeownership
If you're buying a home in California, or exploring a refinance, we have the mortgage rates that can make your money go further.
Maximum Amount at these rates: $548,250*
**See rate adjustment information below
| Loan Type |
Rates |
APR |
Points |
| Rates effective as of 8:00 AM January 25, 2021 |
| 30 year fixed |
2.750% |
2.925% |
0.750 |
| 2.875% |
2.997% |
0.050 |
| 3.000% |
3.071% |
-0.60 |
| 20 Year Fixed |
2.500% |
2.771% |
0.950 |
| 2.625% |
2.841% |
0.450 |
| 2.750% |
2.933% |
0.150 |
| 15 year fixed |
2.250% |
2.586% |
0.850 |
| 2.375% |
2.647% |
0.400 |
| 2.500% |
2.715% |
0.000 |
| 10 Year Fixed |
2.250% |
2.743% |
0.850 |
| 2.375% |
2.773% |
0.400 |
| 2.500% |
2.814% |
0.000 |
*Jumbo/Portfolio, 7/1 ARM, 5/1 ARM, FHA, VA and Reverse Mortgage Loans AVAILABLE.
More Rates Available - Please contact us for details.
**Rate adjustment information
Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $548,250) are calculated based on a loan amount of $150,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.
PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING. FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916)444-6070 EXT. 3071.