We support your dreams of homeownership
If you're buying a home in California, or exploring a refinance, we have the mortgage rates that can make your money go further.
Maximum Amount at these rates: $453,100
| Loan Type |
Rates |
APR |
Points |
| Rates effective as of 8:00 AM December 14, 2018 |
| 30 year fixed |
4.500% |
4.784% |
1.750% |
| 4.625% |
4.848% |
1.050% |
| 4.750% |
4.921% |
0.450% |
| 20 Year Fixed |
4.375% |
4.733% |
1.500% |
| 4.500% |
4.768% |
0.750% |
| 4.625% |
4.822% |
0.150% |
| 15 year fixed |
4.000% |
4.429% |
1.350% |
| 4.125% |
4.479% |
0.850% |
| 4.500% |
4.742% |
0.100% |
| 10 Year Fixed |
4.000% |
4.631% |
1.400% |
| 4.250% |
4.684% |
0.500% |
| |
*Jumbo/Portfolio, 7/1 ARM, 5/1 ARM, FHA, VA and Reverse Mortgage Loans AVAILABLE.
More Rates Available - Please contact us for details.
Rates/Fees are subject to change per Investor Adjustments
PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8:00 AM EACH MORNING. FOR "UP-TO-THE- MINUTE RATES" PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICE AT 916-444-6070 extension 3071.
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $453,100 for the contiguous states, District of Columbia, and Puerto Rico or below $679,650 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $150,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.
Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.