We support your dreams of homeownership
If you're buying a home in California, or exploring a refinance, we have the mortgage rates that can make your money go further.
Maximum Amount at these rates: $484,350
| Loan Type |
Rates |
APR |
Points |
| Rates effective as of 8 AM April 18, 2019 |
| 30 year fixed |
4.125% |
4.368% |
1.350% |
| 4.250% |
4.438% |
0.700% |
| 4.375% |
4.521% |
0.200% |
| 20 Year Fixed |
4.000% |
4.293% |
1.000% |
| 4.125% |
4.354% |
0.450% |
| 4.250% |
4.426% |
0.000% |
| 15 year fixed |
3.625% |
4.012% |
1.100% |
| 3.750% |
4.078% |
0.700% |
| 3.875% |
4.136% |
0.250% |
| 10 Year Fixed |
3.500% |
4.114% |
1.350% |
| 3.625% |
4.141% |
0.900% |
| |
*Jumbo/Portfolio, 7/1 ARM, 5/1 ARM, FHA, VA and Reverse Mortgage Loans AVAILABLE.
More Rates Available - Please contact us for details.
Rates/Fees are subject to change per Investor Adjustments
PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING. FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916)444-6070 EXT. 3071.
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $726,525 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $150,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.
Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.