We support your dreams of homeownership
If you're buying a home in California, or exploring a refinance, we have the mortgage rates that can make your money go further.
Maximum Amount at these rates: $484,350
| Loan Type |
Rates |
APR |
Points |
| Rates effective as of 8:00 AM January 17, 2020 |
| 30 year fixed |
3.500% |
3.713% |
1.100 |
| 3.625% |
3.790% |
0.500 |
| 3.750% |
3.857% |
-0.20 |
| 20 Year Fixed |
3.250% |
3.540% |
1.050 |
| 3.375% |
3.591% |
0.400 |
| 3.500% |
3.665% |
-0.05 |
| 15 year fixed |
2.875% |
3.299% |
1.400 |
| 3.000% |
3.328% |
0.750 |
| 3.125% |
3.373% |
0.200 |
| 10 Year Fixed |
2.875% |
3.438% |
1.150 |
| 3.000% |
3.413% |
0.450 |
| |
*Jumbo/Portfolio, 7/1 ARM, 5/1 ARM, FHA, VA and Reverse Mortgage Loans AVAILABLE.
More Rates Available - Please contact us for details.
Rates/Fees are subject to change per Investor Adjustments
PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING. FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916)444-6070 EXT. 3071.
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $726,525 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $150,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.
Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.