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If you're buying a home in California, or exploring a refinance, we have the mortgage rates that can make your money go further.
Maximum Amount at these rates: $484,350
| Loan Type |
Rates |
APR |
Points |
| Rates effective as of 8:00 AM July 15, 2019 |
| 30 year fixed |
3.750% |
3.958% |
1.000 |
| 3.875% |
4.042% |
0.500 |
| 4.000% |
4.113% |
-0.150 |
| 20 Year Fixed |
3.500% |
3.822% |
1.300 |
| 3.625% |
3.867% |
0.600 |
| 3.750% |
3.929% |
0.050 |
| 15 year fixed |
3.125% |
3.484% |
0.950 |
| 3.250% |
3.573% |
0.700 |
| 3.375% |
3.654% |
0.400 |
| 10 Year Fixed |
3.000% |
3.608% |
1.350 |
| 3.125% |
3.615% |
0.800 |
| |
*Jumbo/Portfolio, 7/1 ARM, 5/1 ARM, FHA, VA and Reverse Mortgage Loans AVAILABLE.
More Rates Available - Please contact us for details.
Rates/Fees are subject to change per Investor Adjustments
PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING. FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916)444-6070 EXT. 3071.
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $726,525 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $150,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.
Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.