Skip-A-Pay and
warm up your
holiday season!

Lighten your holiday mood this season by skipping
a Personal Loan or Auto Loan payment.1

               Skip-A-Pay Loan Deferment Request:

When you skip a payment, a portion of the $30 fee will go to help local nonprofits to help children and families in need.1  You can defer your next monthly2 payment for any eligible loan. To qualify, the member must have made at least six consecutive monthly payments “as agreed” on the vehicle (auto, boat, RV, or motorcycle) or Personal Loan being skipped.3 A separate Loan Deferment Request form (see below) is required for each eligible loan. A fee of $30 will apply per loan. 

This offer is valid through December 15, 2023. 

GAP Insurance: GAP Insurance will not cover any deferred payments on your loan.

1 A portion of the deferment fee will be donated to local area charities and/or nonprofits.

2 Monthly payments will be the next due date between October and December. Bi-weekly scheduled payments will defer the next two bi-weekly payments; weekly scheduled payments will defer the next four weekly payments.

3 Member must have made at least six consecutive monthly payments “as agreed” on the loan being skipped. All Sacramento Credit Union accounts must be in good standing. First Mortgages, Equity Loans and Lines of Credit, Visa Credit Cards, Personal Lines of Credit and previously modified loans are not eligible. Limited- time offer valid to December 15, 2023. This offer is only available by submitting the Online Form above.

If there is not enough funds to cover the fee, the fee will be added to the loan balance. Adding the fee to the loan balance could result in additional finance charges and extend the maturity of your loan.