Home Equity Line of Credit

Take advantage of the equity in your home with a Home Equity Line of Credit from Sacramento Credit Union! Apply below for 1.99% APR* for six months. Learn more about Home Equity Lines of Credit here. View rates and terms here.


Complete and submit the secure form below. We'll contact you by the next business day with additional information. There's no lengthy application required. It's that easy!


By submitting the form below, you authorize the Credit Union to obtain your credit history.

Contact Information

  • OK Name is required
  • OK E-mail is required
  • OK Confirm E-mail is required
  • Phone

    - -
    OK Phone is required
  • Preferred Method of Contact

    OK Preferred Method of Contact is required
  • OK Preferred Branch is required
  • OK Member Number is required

Home Loan Information

  • Enter 0 if not applicable. OK Estimated Home Value is required
  • Enter 0 if not applicable. OK Estimated First Mortgage Balance is required
  • Enter 0 if not applicable. OK Estimated Second Mortgage Balance is required
  • OK Line of Credit Requested is required
  • Optional OK Comments is required

Co-Applicant Information

  • If the property securing this home equity line of credit is owned and titled jointly, enter joint owner information in the Co-Applicant section.

    OK If the property securing this home equity line of credit is owned and titled jointly, enter joint owner information in the Co-Applicant section. is required

 

  • OK Name is required
  • Social Security Number

    - -
    OK Social Security Number is required
  • Birthdate

    OK Birthdate is required
  • OK Address (If different from applicant) is required
  • OK City is required
  • OK Zip is required
  • OK Employer's Name is required
  • OK Position/Occupation is required
  • Employment Start Date

    OK Employment Start Date is required
  • OK Gross Monthly Income is required

Submit

    *Annual Percentage Rate (APR) 1.99% Introductory APR for a period of six monthly billing cycles for qualified applicants based on creditworthiness. After that the APR is variable and will be 3.5% to 15.0% based on your creditworthiness. The APR will vary and is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. We will use the most recent index value available to us as of the day of any annual percentage rate adjustment. Approval is subject to underwriting guidelines, verifications, collateral valuation and loan to value. Offer does not apply to the refinance of existing Sacramento Credit Union Home Equity Lines of Credit. Offer expires December 31, 2013. Rates, terms, and services subject to change without notice. Offer is valid for owner occupied properties only. See Sacramento Credit Union Representative for eligibility. For more information, visit www.sactocu.org or contact Sacramento Credit Union.

  • OK Security Code is required