Business Commercial Real Estate

Business Commercial Real Estate

Contact us today to apply or learn more about commercial loans from Sacramento Credit Union.

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We can help you purchase or refinance a commercial building, investment property or apartment building!

With a commercial loan from Sacramento Credit Union, you can:

  • Borrow up to $5,000,000
  • Purchase or refinance commercial real estate
  • - Apartment building (5+ units)
  • - Office building
  • - Retail property
  • - Hospitality
  • - Special purpose
  • - Industrial property
  • - Mixed-use project
  • - Storage unit site
  • Owner-occupied and investment properties are eligible
  • Repay your loan with an amortization up to 25 years

Commercial real estate guidelines include:

  • Minimum down payment or equity of 25%
  • Minimum Debt Service Coverage Ratio (DSCR) - 1.25:1
  • Stabilized rents and supporting business cash flow
  • Satisfactory credit history