Business Commercial Real Estate

Business Commercial Real Estate

We can help you finance your own commercial building, including construction, and renovation.

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We can help you purchase or refinance a commercial building, investment property or apartment building!

With a commercial loan from Sacramento Credit Union, you can:

  • Borrow up to $5,000,000
  • Purchase or refinance commercial real estate

- Apartment building (5+ units)

-Office building

- Retail property

- Hospitality

- Special purpose

- Industrial property

-Mixed-use project

- Storage unit site

  • Owner-occupied and investment properties are eligible
  • Repay your loan with an amortization up to 25 years

Commercial real estate guidelines include:

  • Minimum down payment or equity of 25%
  • Minimum Debt Service Coverage Ratio (DSCR) - 1.25:1
  • Stabilized rents and supporting business cash flow
  • Satisfactory credit history