Home Equity Lines of Credit (HELOC)

Home Equity Lines of Credit (HELOC)

Tap into the possiblities! 1.99% APR* on Home Equity Lines of Credit for six months.

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The equity in your home may help you finance major expenses or lower your monthly payments by consolidating debt. Plus, the interest you pay on your Sacramento Credit Union Home Equity Line of Credit may be tax deductible. (Consult your tax advisor about the deductibility of interest.)

  • Improve Your home

  • Refinance an Existing Loan or Line of Credit*

  • Consolidate Debt

  • Finance Education

  • Purchase a Vehicle

  • And More

*APR=Annual Percentage Rate. Approval is subject to underwriting guidelines, verifications, collateral valuation and loan-to-value. 1.99% introductory APR based on credit worthiness. Introductory rate valid for six billing cycles. After that, the APR is variable based on the value of an index. It will be 4.25% to 15.00% based on your credit worthiness. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. We will use the most recent index value available to us as of the day of any annual percentage rate adjustment. Rates, terms and services are subject to change without notice. Offer is valid for owner occupied properties only. Offer does not apply to the refinance of an existing Sacramento Credit Union Home Equity Line of Credit. Offer valid May 31, 2016 to July 18, 2016. View rates and terms at sactocu.org/rates.