Phone: (916) 444-6070 or (888) 722-8601

Guaranteed Auto Protection (GAP)

GAP offers protection against financial liability for individuals who finance a new or used vehicle in the event that your vehicle is damaged beyond repair (totaled) or stolen and never recovered.


GAP pays the difference between the market value of your vehicle and the loan/lease balance (less delinquent payments, late charges, refundable service warranty contracts, and other insurance-related charges).

You can purchase GAP in full, or add it to the loan balance and incorporate it into your monthly loan payments.