Equity Loan Rates

Rates effective August 3rd, 2015.

Equity Loan - Closed End
Owner Occupied
Combined Loan to Value Minimum Loan Maximum Loan Loan Fee Maximum Term Rate APR*
80% or Less $10,000 $100,000 None 20 Years 6.69% - 9.19% 6.69% - 9.19%
Non-Owner Occupied - Contact the credit union for details.


All loans are subject to property valuation, limited to one-to-four family units located in the state of California, excludes manufactured and mobile homes. Other restrictions on the property may apply. Loans secured by your home other than your first mortgage must be paid at the time of account funding. Property insurance required. Flood insurance might be required. Borrower fee reimbursement: up to $350 fee reimbursement paid by the borrower if equity loan or line paid off or closed within the first 36 months.

Loans in excess of 80% combined loan to value (LTV) are not available.