Share Certificate Rates

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Rates effective September 30th, 2016.

Certificate Term Minimum Balance Dividend Rate APY*
3-Month (IRA not Eligible) $1,000 0.15% 0.15%
$20,000 0.15% 0.15%
$50,000 0.17% 0.17%
$100,000 0.18% 0.18%
6-Month $1,000 0.25% 0.25%
$20,000 0.25% 0.25%
$50,000 0.25% 0.25%
$100,000 0.26% 0.26%
12-Month $1,000 0.30% 0.30%
$20,000 0.30% 0.30%
$50,000 0.35% 0.35%
$100,000 0.35% 0.35%
18-Month $1,000 0.35% 0.35%
$20,000 0.35% 0.35%
$50,000 0.36% 0.36%
$100,000 0.38% 0.38%
24-Month $1,000 0.45% 0.45%
$20,000 0.45% 0.45%
$50,000 0.47% 0.47%
$100,000 0.47% 0.47%
30-Month $1,000 0.45% 0.45%
$20,000 0.45% 0.45%
$50,000 0.50% 0.50%
$100,000 0.50% 0.50%
36-Month $1,000 0.85% 0.85%
$20,000 0.85% 0.85%
$50,000 0.90% 0.90%
$100,000 0.90% 0.90%
48-Month $1,000 1.11% 1.12%
$20,000 1.11% 1.12%
$50,000 1.14% 1.15%
$100,000 1.16% 1.17%
60-Month $1,000 1.45% 1.46%
$20,000 1.45% 1.46%
$50,000 1.45% 1.46%
$100,000 1.49% 1.50%
  • * APY=Annual Percentage Yield
  • $500 Minimum for IRA Share Certificates
  • Educational IRA's limited to 12, 24 and 48 month terms.
  • Rates and Terms are subject to change.
  • A penalty may be imposed for withdrawals before maturity.