Share Certificate Rates

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Rates effective June 29th, 2015.

Certificate Term Minimum Balance Dividend Rate APY*
3-Month (IRA not Eligible) $1,000 0.10% 0.10%
$20,000 0.10% 0.10%
$50,000 0.11% 0.11%
$100,000 0.13% 0.13%
6-Month $1,000 0.20% 0.20%
$20,000 0.20% 0.20%
$50,000 0.20% 0.20%
$100,000 0.21% 0.21%
12-Month $1,000 0.28% 0.28%
$20,000 0.28% 0.28%
$50,000 0.29% 0.29%
$100,000 0.30% 0.30%
18-Month $1,000 0.29% 0.29%
$20,000 0.29% 0.29%
$50,000 0.30% 0.30%
$100,000 0.31% 0.31%
24-Month $1,000 0.38% 0.38%
$20,000 0.38% 0.38%
$50,000 0.39% 0.39%
$100,000 0.40% 0.40%
30-Month $1,000 0.40% 0.40%
$20,000 0.40% 0.40%
$50,000 0.41% 0.41%
$100,000 0.42% 0.42%
36-Month $1,000 0.80% 0.80%
$20,000 0.80% 0.80%
$50,000 0.81% 0.81%
$100,000 0.82% 0.82%
48-Month $1,000 1.10% 1.11%
$20,000 1.10% 1.11%
$50,000 1.12% 1.13%
$100,000 1.13% 1.14%
60-Month $1,000 1.30% 1.31%
$20,000 1.30% 1.31%
$50,000 1.33% 1.34%
$100,000 1.34% 1.35%
  • * APY=Annual Percentage Yield
  • $500 Minimum for IRA Share Certificates
  • Educational IRA's limited to 12, 24 and 48 month terms.
  • Rates and Terms are subject to change.
  • A penalty may be imposed for withdrawals before maturity.