Share Certificate Rates

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Rates effective February 28th, 2015.

Certificate Term Minimum Balance Dividend Rate APY*
3-Month (IRA not Eligible) $1,000 0.10% 0.10%
$20,000 0.10% 0.10%
$50,000 0.11% 0.11%
$100,000 0.13% 0.13%
6-Month $1,000 0.20% 0.20%
$20,000 0.20% 0.20%
$50,000 0.20% 0.20%
$100,000 0.21% 0.21%
12-Month $1,000 0.28% 0.28%
$20,000 0.28% 0.28%
$50,000 0.29% 0.29%
$100,000 0.30% 0.30%
18-Month $1,000 0.29% 0.29%
$20,000 0.29% 0.29%
$50,000 0.30% 0.30%
$100,000 0.31% 0.31%
24-Month $1,000 0.34% 0.34%
$20,000 0.34% 0.34%
$50,000 0.35% 0.35%
$100,000 0.36% 0.36%
30-Month $1,000 0.38% 0.38%
$20,000 0.38% 0.38%
$50,000 0.39% 0.39%
$100,000 0.40% 0.40%
36-Month $1,000 0.78% 0.78%
$20,000 0.78% 0.78%
$50,000 0.79% 0.79%
$100,000 0.80% 0.80%
48-Month $1,000 1.04% 1.04%
$20,000 1.04% 1.04%
$50,000 1.06% 1.07%
$100,000 1.07% 1.08%
60-Month $1,000 1.28% 1.29%
$20,000 1.28% 1.29%
$50,000 1.31% 1.32%
$100,000 1.32% 1.33%
  • * APY=Annual Percentage Yield
  • $500 Minimum for IRA Share Certificates
  • Educational IRA's limited to 12, 24 and 48 month terms.
  • Rates and Terms are subject to change.
  • A penalty may be imposed for withdrawals before maturity.