Free Rewards
Checking Offer

Get $150 and free checking that pays you.
Apply Now

A special offer for you at our Folsom Branch

For a limited time, you can earn a $150 bonus when you open a Free Rewards Checking Account at Sacramento Credit Union (SCU) and sign up for Direct Deposit.Free Rewards Checking let's you earn 1.76% APY on your money2 and you pay no monthly fees.

Plus, you'll enjoy the following:
  • No Monthly Service Fee
  • No Minimum Balance Requirement
  • Free Debit Card
  • Free Mobile Deposit
  • Free Bill Pay
  • Free Access to 30,000+ CO-OP ATMs
  • Free Mobile Banking App
  • Free Online Banking
  • Apple Pay, Samsung Pay and Google Pay
Please use promo code “save” when you're opening your account online. Otherwise, please visit our Folsom Branch to open your account.
1Offer valid for Sacramento Credit Union Folsom Branch. New checking account qualification is subject to Sacramento Credit Union guidelines. Existing Sacramento Credit Union Checking Account holders are ineligible for the $150 bonus. Direct Deposit (electronic transfer for payroll, pension or government benefits) must post to new Checking Account by day 60 after account opening. $150 bonus will be deposited into the new Free Checking Account on the first business day after 60 days of the account opening. Bonus is considered interest and will be reported on IRS form 1099-INT. Use promo code “save” when opening your account online.   
2 APY=Annual Percentage Yield. Minimum to open account is $25. Rate tiers are as follows: 1.76% APY applies to balances of $0.01 - $15,000 and 0.05% APY applies to balances over $15,000 if qualifications are met during the monthly qualification cycle. 0.01% APY applies to all balances if monthly qualifications are not met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. ATM Fee reimbursements on ATM surcharge fees, up to $4.99 per transaction up to $25 provided only if qualifications are met within the monthly qualification cycle. ATM fees of $5.00 and higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches.