Skip-a-Pay and Save the Day!

Extra cash for you and local charities/non-profits.1
Limited time offer applies to qualifying Vehicle and Personal Loans only.

Holiday Loan Deferment Request:

You can defer your next monthly2 payment for any qualifying loan. To qualify, the member must have made at least six consecutive monthly payments “as agreed” on the vehicle (auto, boat, RV or motorcycle) or personal loan being skipped3. A separate Holiday Loan Deferment Request form is required for each eligible loan. A fee of $30 will apply per loan. Click here to apply.

GAP Insurance: GAP Insurance will not cover any deferred payments on your loan.

1 A portion of the deferment fee will be donated to local area charities and/or non-profits.

2 Monthly payments will be the next due date between October and December. Bi-weekly scheduled payments will defer the next two bi-weekly payments; weekly scheduled payments will defer the next four weekly payments.

3 Member must have made at least six consecutive monthly payments “as agreed” on the loan being skipped. All Sacramento Credit Union accounts must be in good standing. First Mortgages, Equity Loans and Lines of Credit, Visa Credit Cards, Personal Lines of Credit and previously modified loans are not eligible. Limited time offer valid October 15 to November 30, 2019. This offer is only available by submitting the Online Form above.

If there is not enough funds to cover the fee, the fee will be added to the loan balance. Adding the fee to the loan balance could result in additional finance charges and extend the maturity of your loan.