Home Loans

From first-time home buyers, to long-time homeowners we have the products you need and dedicated team you deserve.

Find the right Home Loan for you.

No matter what your home loan needs, Sacramento Credit Union is right there with you at every step of the way. Whether you are looking for your first home, your next home, or it’s time to refinance your existing home loan, our dedicated and local team of Mortgage Loan Consultants are here to help. Click here to check rates.

All SCU Home Loans offer:

Low rates
Fast processing
Excellent service

Get pre-approved at Sacramento Credit Union and start shopping!

Get Started Today!

Getting ready for your first home.

First-time homebuyers start your journey here:
As a first-time homebuyer, navigating your local housing market and applying for your first mortgage can be a daunting process. Click here to check rates. . Not ready to apply, but still want more information? Complete our short online form and a real estate loan consultant will contact you within one day.

We're on your team.
Buying your first home is an exciting time but there are a lot of steps and things to consider. From interest rates, location, and mortgage products to insurance requirements and beyond, you need a team on your side. Learn more about the process and how we will be a trusted partner throughtout the entire journey.

First Time Homebuyer Resources