*APY=Annual Percentage Yield. Minimum to open account is $25. Rate tiers are as follows: 1.76% APY applies to balances of $0.01 - $15,000 and 0.05% APY applies to balances over $15,000 if qualifications are met during the monthly qualification cycle. 0.01% APY applies to all balances if monthly qualifications are not met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. ATM Fee reimbursements on ATM surcharge fees, up to $4.99 per transaction up to $25 provided only if qualifications are met within the monthly qualification cycle. ATM fees of $5.00 and higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches. Checking account opened must be qualified based upon standard Sacramento Credit Union guidelines. Existing Sacramento Credit Union checking account holders are ineligible for the $150 bonus. Direct Deposit (electronic transfer for payroll, pension or government benefits) must post to new checking account by day 60 after account opening. A $150 bonus will be deposited into the new free checking account on the first business day after 60 days of the account opening. Bonus is considered interest and will be reported on IRS form 1099-I.
**Click the link to view the monthly qualification cycle calendar for 2022.