*APY=Annual Percentage Yield. Minimum to open account is $25. Rate tiers are as follows: 2.27% APY applies to balances of $0.01 - $15,000 and 0.25% APY applies to balances over $15,000 if qualifications are met during the monthly qualification cycle. 0.01% APY applies to all balances if monthly qualifications are not met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. ATM Fee reimbursements on ATM surcharge fees, up to $4.99 per transaction up to $25 provided only if qualifications are met within the monthly qualification cycle.
**Monthly Qualification Cycle is between the last business day of the prior month and the next to last business day of the current month.