Savings Rates

Open Account

Grab your share with a Savings Account

Become a member and open the door to our other valuable products and services.


Rates effective as of July 16, 2019.

Balance Range Dividend Rate APY*
Money Market**
$2,500 - $9,999 0.30% 0.30%
$10,000 - $24,999 0.40% 0.40%
$25,000 - $49,999 0.50% 0.50%
$50,000 - $99,999 0.65% 0.65%
$100,000 and over 0.70% 0.70%
Premium Money Market***
$50,000 - $99,999 0.65% 0.65%
$100,000 and over 0.70% 0.70%
Savings Accounts (All Types)****
$300 - $999 0.10% 0.10%
$1,000 - $4,999 0.10% 0.10%
$5,000 - $9,999 0.10% 0.10%
$10,000 and over 0.10% 0.10%
IRA Share Accounts (All Types)
$300 - $999 0.10% 0.10%
$1,000 - $4,999 0.10% 0.10%
$5,000 - $9,999 0.10% 0.10%
$10,000 and over 0.10% 0.10%

*APY=Annual Percentage Yield

**Money Market requires $2,500 to open. During any month, you may not make more than six withdrawals or transfers to another Sacramento Credit Union account of yours or to a third party by means of a preauthorized or automatic transfer, computer transfer, telephonic order or instruction or similar order to a third party. If you exceed the transfer limitations set forth above, your account will be subject to closure by the credit union.

***Premium Money Market requires $50,000 to open. *During any month, you may not make more than six withdrawals or transfers to another Sacramento Credit Union account of yours or to a third party by means of a preauthorized or automatic transfer, computer transfer, telephonic order or instruction or similar order to a third party. If you exceed the transfer limitations set forth above, your account will be subject to closure by the credit union.

****During any month, you may not make more than six withdrawals or transfers to another Sacramento Credit Union account of yours or to a third party by means of a preauthorized or automatic transfer, computer transfer, telephonic order or instruction or similar order to a third party. If you exceed the transfer limitations set forth above, your account will be subject to closure by the credit union.

Dividend Rate and APY may change anytime as determined by the credit union board of directors.

Dividends are compounded and credited monthly. Fees may reduce earnings.