Savings and Certificates

Your Savings.
Your Future.

Craft your financial success.

Save for today, tomorrow and a brighter future.
We have options to help.

Savings Accounts

Start earning
from day one.

Savings acounts

Start earning
from day one.

A Sacramento Credit Union savings account is your ticket to all of the products and services we offer to help make your financial life better. The interest rates are competitive, and you have full, flexible access to your funds.

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Certificates (CDs)

The benefits
are real.

Certificates (CDs)

The benefits are real.

Certificates are stable savings tools that are fixed-rate and reliable. Choose from various terms to meet your goals. Plus, once your Certificate matures, you can reinvest to keep earning, or cash out to use your money.

CD Rates

Money Market Accounts

Flexible access,
great rates.

Money Market Accounts

Flexible Access

Your deposits grow at a competitive rate, and you'll experience more accessibility than you would with a Certificate. An SCU Money Market Account can be a smart solution.

Additional Ways to Save.

Premium Money Market Accounts

Get the best of both worlds with our Premium Money Market Account — a smarter way to grow your savings without locking away your funds. With higher dividend rates than a standard Money Market Account, you’ll maximize your earnings while keeping the flexibility to access your money when you need

IRAs

Planning ahead for retirement is a smart choice regardless of your age. We offer a variety of Individual Retirement Accounts (IRA). Each account has specific tax advantages and distribution rules that your tax advisor can explain in detail. For example, a Traditional IRA allows for tax-free growth during working years, while a Roth IRA provides tax-free distributions in retirement

Open an Account in Minutes

Banking made simple.

Unlimited Deposits

Your Goals, Your Savings, Your Future
Set up monthly direct deposits or automatic transfers and grow your savings right from the app.

24/7 Digital Access

Banking at the Speed of Life.

With SCU’s mobile app and online banking, you can check balances, transfer funds, pay bills, and deposit checks anytime, anywhere—securely and conveniently.

30,000+ ATMs

Surcharge-Free Access is Better.

Enjoy nationwide convenience with free access to over 30,000 surcharge-free ATMs. Wherever life takes you, your money is never far away.

Contact and Important Numbers

We’re here when you need us.

Find key phone numbers, contacts, and resources to connect with the information you need.

Current Deposit Rates