Youth Accounts

Start Them Young.
Shape Their Future.

Smart financial habits start here.

Financial success is a learned skill, and our Youth Accounts can be valuable teaching tools.

YOUTH SAVINGS

Smart saving habits start early.

YOUTH SAVINGS

Smart Saving Habits Start Early

Children and teens can become SCU members by opening this account, which helps them grow their savings steadily. Youth Savings Accounts are available for eligible members up to 18 years old.

  • Birth certificate and Social Security card required for those under 13
  • Parent or legal guardian must be a joint owner
  • Minors over age 13 must provide a Social Security card along with one of the following items:
    • School ID
    • Government ID, including US Passport
    • Driver's license

$25 Minimum
To Open

$0 Monthly
Service Fee

$0 Minimum
Balance

Free Financial
Educational Resources

youth savings account

YOUTH SAVINGS

Children and teens can become SCU members by opening this account, which helps them grow their savings steadily. Youth Savings Accounts are available for eligible members up to 18 years old.

Join SCU

YOUTH CHECKING

The ultimate teen checking experience.

YOUTH CHECKING

The Ultimate Teen Checking Experience

Youth Checking is the perfect teen account that lets the member learn lifelong money management skills.

  • Available to members between the ages of 13 and 17
  • Parent or legal guardian must be a joint owner
  • Teens must provide a Social Security card along with one of the following items:
    • School ID
    • Government ID, including US Passport
    • Driver's license

$25 Minimum
To Open

$0 Monthly
Service Fee

$0 Minimum
Balance

30,000 Surcharge-free
ATMs Nationwide

Teen checking on phone

YOUTH CHECKING

Youth Checking is the perfect teen account that lets the member learn lifelong money management skills. Available to members between the ages of 13 and 17

Join SCU

What You'll Need to Open An Account:

  • Birth certificate and Social Security card required for those under age 13
  • Social Security card required for those over age 13, along with one of the following items:
    • School ID
    • Government ID, including US Passport
    • Driver's license
  • Parent or legal guardian must be a joint owner

Youth Accounts

Their financial success
starts with the basics.

Banking made simple.

Debit Card

Convenient. Secure. Powerful.
Your SCU Debit Card gives you instant access to your checking account anywhere Visa® is accepted. Use it to shop in-store, online, or at ATMs worldwide—with advanced fraud protection and 24/7 account monitoring for peace of mind.

24/7 Digital Access

Banking at the Speed of Life.

With SCU’s mobile app and online banking, you can check balances, transfer funds, pay bills, and deposit checks anytime, anywhere—securely and conveniently.

Learn more

30,000+ ATMs

Surcharge-Free Access is Better.

Enjoy nationwide convenience with free access to over 30,000 surcharge-free ATMs. Wherever life takes you, your money is never far away.

Find a branch or ATM

Contact and Important Numbers

We’re here when you need us.

Find key phone numbers, contacts, and resources to connect with the information you need.

Contact & Important Phone Numbers
Checking Rates

Checking Rates

Minimum Balance to Earn DividendsDividend RateAPY1
FREE REWARDS CHECKING
$0 - $20,0004.27% Requirements Met24.35%
$20,000+.10% Requirements Met24.35% - 0.930%
All balances if qualifications not met0.01%0.01%
DISCLOSURES:  
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1APY=Annual Percentage Yield. Dividend Rate and APY may change anytime as determined by the credit unions board of directors. Dividends are compounded and credited monthly. Fees may reduce earnings.

2The requirements are: 1. View your monthly statement via e-Statements. 2. At least 12 purchases each month with your SCU Visa debit card. 3. At least one direct deposit or ACH auto debit posts and clears. Monthly Qualification Cycle means the current Statement Cycle. Statement Cycle means the period of time covered by the statement for your account. The statement cycle begins on the first day of the calendar month and ends on the last day of the calendar month.
4.35% - 0.930% APY range assumes an account balance of up to $100,000.

Reward Qualifications
  1. View your monthly statement via e-Statements
  2. Make at least 12 purchases each month with your SCU Visa debit card
  3. Make sure at least one direct deposit or ACH auto debit posts and clears
Reorder Checks

When you click on the link below you will be redirected to Harland Check Reorder Center, our preferred check supplier. They will ask you for the Routing/Transit Number (321175520) and Account Number. Please enter the 14 digit account number, not your member number, as illustrated in the sample check below.

SCU Sample Check

Continue With Check Order

Overdraft Services Form

Overdraft Services Form