Youth Accounts

Start Them Young.
Shape Their Future.

Smart financial habits start here.

Financial success is a learned skill, and our Youth Accounts can be valuable teaching tools.

YOUTH SAVINGS

Smart saving habits
start early.

YOUTH SAVINGS

Smart Saving Habits Start Early

Children and teens can become SCU members by opening this account, which helps them grow their savings steadily. Youth Savings Accounts are available for eligible members up to 18 years old.

  • Birth certificate and Social Security card required for those under 13
  • Parent or legal guardian must be a joint owner
  • Minors over age 13 must provide a Social Security card along with one of the following items:
    • School ID
    • Government ID, including US Passport
    • Driver's license

$25 Minimum
To Open

$0 Monthly
Service Fee

$0 Minimum
Balance

Free Financial
Educational Resources

youth savings account

YOUTH SAVINGS

Children and teens can become SCU members by opening this account, which helps them grow their savings steadily. Youth Savings Accounts are available for eligible members up to 18 years old.

YOUTH CHECKING

The ultimate teen
checking experience.

YOUTH CHECKING

The Ultimate Teen Checking Experience

Youth Checking is the perfect teen account that lets the member learn lifelong money management skills.

  • Available to members between the ages of 13 and 17
  • Parent or legal guardian must be a joint owner
  • Teens must provide a Social Security card along with one of the following items:
    • School ID
    • Government ID, including US Passport
    • Driver's license

$25 Minimum
To Open

$0 Monthly
Service Fee

$0 Minimum
Balance

30,000 Surcharge-free
ATMs Nationwide

Teen checking on phone

YOUTH CHECKING

Youth Checking is the perfect teen account that lets the member learn lifelong money management skills. Available to members between the ages of 13 and 17.

What You'll Need to Open An Account:

  • Birth certificate and Social Security card required for those under age 13
  • Social Security card required for those over age 13, along with one of the following items:
    • School ID
    • Government ID, including US Passport
    • Driver's license
  • Parent or legal guardian must be a joint owner

Youth Accounts

Their financial success
starts with the basics.

Banking made simple.

Debit Card

Convenient. Secure. Powerful.
Your SCU Debit Card gives you instant access to your checking account anywhere Visa® is accepted. Use it to shop in-store, online, or at ATMs worldwide—with advanced fraud protection and 24/7 account monitoring for peace of mind.

24/7 Digital Access

Banking at the Speed of Life.

With SCU’s mobile app and online banking, you can check balances, transfer funds, pay bills, and deposit checks anytime, anywhere—securely and conveniently.

Learn more

30,000+ ATMs

Surcharge-Free Access is Better.

Enjoy nationwide convenience with free access to over 30,000 surcharge-free ATMs. Wherever life takes you, your money is never far away.

Find a branch or ATM

Contact and Important Numbers

We’re here when you need us.

Find key phone numbers, contacts, and resources to connect with the information you need.

Contact & Important Phone Numbers