Rates effective as of October 13, 2025.
Minimum Balance
Dividend Rate
APY*
Fall Certificate Special (CDs)
$500 for IRA Share Certificate
$1000 for Share Certificate
7 Month
4.02%
4.10%
13 Month
3.88%
3.95%
3 Month (IRA not Eligible)
$1,000
2.96%
3.00%
$20,000
2.96%
3.00%
$50,000
2.96%
3.00%
$100,000
2.96%
3.00%
6-Month
$1,000
3.00%
3.04%
$20,000
3.00%
3.04%
$50,000
3.00%
3.04%
$100,000
3.01%
3.05%
12-Month
$1,000
3.35%
3.40%
$20,000
3.35%
3.40%
$50,000
3.35%
3.40%
$100,000
3.40%
3.45%
18-Month
$1,000
3.35%
3.40%
$20,000
3.35%
3.40%
$50,000
3.35%
3.40%
$100,000
3.40%
3.45%
24-Month
$1,000
3.40%
3.45%
$20,000
3.40%
3.45%
$50,000
3.40%
3.45%
$100,000
3.45%
3.51%
30-Month
$1,000
3.40%
3.45%
$20,000
3.40%
3.45%
$50,000
3.40%
3.45%
$100,000
3.45%
3.51%
36-Month
$1,000
3.50%
3.56%
$20,000
3.50%
3.56%
$50,000
3.50%
3.56%
100,000
3.54%
3.60%
48-Month
$1,000
3.55%
3.61%
$20,000
3.55%
3.61%
$50,000
3.55%
3.61%
$100,000
3.59%
3.65%
60-Month
$1,000
3.70%
3.76%
$20,000
3.70%
3.76%
$50,000
3.70%
3.76%
$100,000
3.74%
3.80%
Disclosure
*APY=Annual Percentage Yield
3 Month Promo CDs are not eligible for IRAs
$500 minimum for IRA Share Certificates
Rates and terms are subject to change
A penalty may be imposed for withdrawals before maturity