Rates effective as of December 3, 2022.

Minimum Balance Dividend Rate APY*
Certificate Special 13- or 19-Months
$500 for IRA Share Certificate or $1,000 for Share Certificate3.50%3.56%
3-Month (IRA not Eligible)
$1,000 0.55% 0.55%
$20,000 0.55% 0.55%
$50,000 0.55% 0.55%
$100,000 0.75% 0.75%
6-Month
$1,000 0.90% 0.90%
$20,000 0.90% 0.90%
$50,000 0.90% 0.90%
$100,000 1.00% 1.00%
12-Month
$1,000 1.20% 1.21%
$20,000 1.20% 1.21%
$50,000 1.20% 1.21%
$100,000 1.30% 1.31%
18-Month
$1,000 1.25% 1.26%
$20,000 1.25% 1.26%
$50,000 1.25% 1.26%
$100,000 1.35% 1.36%
24-Month
$1,000 1.40% 1.41%
$20,000 1.40% 1.41%
$50,000 1.40% 1.41%
$100,000 1.50% 1.51%
30-Month
$1,000 1.45% 1.46%
$20,000 1.45% 1.46%
$50,000 1.45% 1.46%
$100,000 1.55% 1.56%
36-Month
$1,000 1.55% 1.56%
$20,000 1.55% 1.56%
$50,000 1.60% 1.61%
100,000 1.65% 1.66%
48-Month
$1,000 1.85% 1.87%
$20,000 1.85% 1.87%
$50,000 1.90% 1.92%
$100,000 2.00% 2.02%
60-Month
$1,000 2.15% 2.17%
$20,000 2.20% 2.22%
$50,000 2.25% 2.28%
$100,000 2.50% 2.53%
*APY=Annual Percentage Yield

$500 minimum for IRA Share Certificates

Rates and terms are subject to change

A penalty may be imposed for withdrawals before maturity