Rates effective as of December 10, 2018.

Minimum Balance Dividend Rate APY*
3-Month (IRA not Eligible)
$1,000 0.85% 0.85%
$20,000 0.85% 0.85%
$50,000 0.90% 0.90%
$100,000 0.90% 0.90%
6-Month
$1,000 0.90% 0.90%
$20,000 0.90% 0.90%
$50,000 0.95% 0.95%
$100,000 0.95% 0.95%
12-Month
$1,000 1.25% 1.26%
$20,000 1.25% 1.26%
$50,000 1.30% 1.31%
$100,000 1.30% 1.31%
18-Month
$1,000 1.30% 1.31%
$20,000 1.30% 1.31%
$50,000 1.35% 1.36%
$100,000 1.35% 1.36%
24-Month
$1,000 1.35% 1.36%
$20,000 1.35% 1.36%
$50,000 1.50% 1.51%
$100,000 1.50% 1.51%
30-Month
$1,000 1.45% 1.46%
$20,000 1.45% 1.46%
$50,000 1.55% 1.56%
$100,000 1.55% 1.56%
36-Month
$1,000 1.85% 1.87%
$20,000 1.85% 1.87%
$50,000 1.90% 1.92%
100,000 1.90% 1.92%
48-Month
$1,000 2.05% 2.07%
$20,000 2.05% 2.07%
$50,000 2.15% 2.17%
$100,000 2.15% 2.17%
60-Month
$1,000 2.40% 2.43%
$20,000 2.40% 2.43%
$50,000 2.45% 2.48%
$100,000 2.45% 2.48%
*APY=Annual Percentage Yield

$500 minimum for IRA Share Certificates

Educational IRAs limited to 12, 24 and 48 month terms

Rates and terms are subject to change

A penalty may be imposed for withdrawals before maturity