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Current Rates
Auto Loan Rates
| Term | APR1 As Low As |
|---|---|
| NEW AUTO2 PURCHASE OR REFINANCE | |
| 48 months | 4.99% |
| 60 months | 4.99% |
| 72 months | 5.09% |
| 84 months | 5.49% |
| USED AUTO PURCHASE OR REFINANCE | |
| 48 months | 5.19% |
| 60 months | 5.19% |
| 72 months | 5.29% |
| 84 months | 5.69% |
| USED AUTO 2015 AND OLDER | |
| 48 months | 9.19% |
¹APR=Annual Percentage Rate. The lowest rate is displayed. Credit worthiness determines APR and maximum loan-to-value allowed. Representative Example: A $15,000 loan at 5.29% APR would require 72 payments of $243.60.
²A new auto is the current and previous year models (2024 and newer) with less than 7,500 miles.
There are term restrictions on used autos based both on the year, model and mileage.
The Maximum Amount Financed -
- New autos- Up to 130% of Manufacturers Suggested Retail Price (minus rebates) including tax, license and dealer add-ons.
- Used autos
- 2016 and newer - Up to 130% of Kelley Blue Book retail value including tax, license and dealer add-ons.
- 2015 and older vehicles - Up to 100% using the lesser of the purchase price (before used tax) or Retail Kelley Blue Book value with no cash out.
- Auto Refinance with cash out - Loan amounts up to 100% of Kelley Blue Book retail value.
Boat, RV, Motorcycle Loan Rates
| Loan | Amount Up To3 | Term Up To | APR4 As Low As |
|---|---|---|---|
| RVs & BOATS | |||
| New¹ | $100K | 144 months | 6.99% |
| Used¹ | $100K | 144 months | 6.99% |
| MOTORCYCLES | |||
| New² | $35K | 72 months | 7.19% |
| Used² | $25K | 60 months | 7.24% |
1Boat and RV loan amount term guidelines:
- 60 months: $5,000 and up
- 72 months: $15,000 and up
- 84 months: $25,000 and up
- 120 months: $35,000 and up
- 144 months: $45,000 and up
2Motorcycle loan amount term guidelines:
- 48 months: $5,000 and up
- 60 months: $10,000 and up
- 72 months: $15,000 and up to maximum of $35,000
3Maximum Amount Financed Loan to Value (LTV) is based on the following:
- Boat, RV and Motorcycle Financing - New financing up to 100% LTV. LTV is the lesser of the purchase price (before used tax) or Manufacturers Suggested Retail Price. Used financing up to 100% LTV. LTV is the lesser of the purchase price (before used tax) or JD Power Average Value.
4APR=Annual Percentage Rate.
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Low Rates
Get a rate as low as 4.99% APR¹
Flexible Terms
Choose a term of up to 84 months on auto
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Protection When You Need it Most
Auto Loan Protection
With this Payment Protection, you're assured that your car payments are reduced in case you are disabled or become unemployed. In the case of your untimely death, your loan will be paid off completely.
Guaranteed Asset Protection
(GAP)
Get valuable financial protection if your vehicle is totaled or stolen and your insurance payout is less than the amount you owe on your loan.
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