The Credit Union Difference

Local Banking.
Done Differently.

For over 90 years we’ve worked to earn our members’ trust
and make banking simple. Better. Different.

Different by Design.

Banking Built for Sacramento.

We understand the communities where our members live. 

Banking Built for Sacramento.

Our decisions are made locally by people who understand and value the community, just like our members.

Community
Impact

Being local matters.

Making an impact locally matters even more.

Community
Impact

Being local matters.
Making an impact locally matters even more.

We believe in the power of mutual support — we help our community succeed and thrive, our community help us succeed as well.

Local
Legacy

Over 90 years of local trust, and counting

Local
Legacy

Over 90 years of local trust, and counting

Trust Built Over Time - 90 Years Strong. And Counting. For more than nine decades, we have been more than just a place to bank

Better by Choice.

We know you have options when it comes to where you bank and we don’t take that lightly. In fact, it fuels us. It means that every interaction is an opportunity and responsibility to create a moment of delight. We value the trust our members place in us.

THE SCU DIFFERENCE IS CLEAR.

Rooted in Sacramento.
Focused on your financial success.

Sacramento Tower Bridge.

Our local roots run deep.

For over 90 years, Sacramento Credit Union has been part of this community—serving our neighbors, supporting local families, and helping members reach their goals. We’re not Wall Street, we’re Sacramento. Every product, every decision, every service is built around one purpose: helping our members thrive.

Straightforward Products. Real Value.

Sacramento Credit Union is fundamentally different than a bank and we're proud of that.
We think you'll be too.

Member Memories

"I've been a [member] for over twenty years, opening my account downtown. I've never had a problem with this credit union... Very customer service oriented. Always ready to help you. I'd give them 10 stars if I could."

Paul W.

Member Memories

"I love Sacramento Credit Union, whether it's Sacramento, Elk Grove, or Folsom, I've always had an amazing experience here. Never have to wait, and they have competitive rates."

Itxel G.

Member Memories

Sacramento Credit Union has been a game-changer for me! As a credit union, not a
money hungry bank, their services are tailored to your needs, not theirs. They offer
great rates, easy online and mobile banking, and great support."

Jonathan P.

Member Memories

"The way I was treated from beginning to end; the professionalism, the level of comfort
and communication throughout and after my loan experience... second to none."

Keith J.

Quick Facts

Lower Rates & Higher Yields

On average, a Credit Union rates have better rates and returns than banks

Free Accounts that Pay

 Free Checking accounts with $0 minimum and pay 4.35%APY

30,000+ ATMs

Access to more surcharge-free ATMS than Wells Fargo and Bank America combined.

Local Decisions

Decisions are made locally and are member-driven.