Mortgage Purchase Rates

Loan Type	Rates	APR	Points
Rates effective as of 8:00 AM September 21, 2023
30 year fixed	6.875%	7.060%	1.00
30 year fixed	7.125%	7.262%	0.50
20 Year Fixed	6.750%	6.958%	0.75
20 Year Fixed	6.875%	7.051%	0.50
15 year fixed	6.625%	6.924%	1.00
15 year fixed	6.750%	6.969%	0.50
10 Year Fixed	call%	call%	call
10 Year Fixed	call%	call%	call

Rates/Fees are subject to change per Investor Adjustments

PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING. FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916) 444-6070 EXT. 3071.

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $726,200) are calculated based on a loan amount of $150,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.

Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.