COMING SOON! GoGreen Financing

Go green.
Save more.

Available at the end of September! Take advantage of our GoGreen Financing to fund your next energy-efficient home project up to $50,000.

The smart lending option for residential energy upgrades.

GoGreen Home Energy Financing, established by the State of California, provides attractive financing options for energy efficiency upgrades to eligible residents (homeowners and renters). In partnership with the State, Sacramento Credit Union is offering low-cost loans to assist members with necessary home improvements.

Eligible Energy-Efficient Projects Include:

  • Energy Star Appliances
  • HVAC
  • Energy-Efficient Window & Doors
  • LED Lighting
  • Cool Roofs
  • Pool Pumps
  • Whole House Fan
  • Smart Electric Vehicle Charger
  • And More!

Borrow up to $50,000 with rates as low as 5.25% APR1

GoGreen Qualifications:

  • 70% of the loan must be eligible for Energy Efficiency Measures (EEEMs) approved by the State of California, such as heating and cooling, insulation, air sealing, lighting, or dual-pane windows. See what's eligible.
  • The remaining 30% of the loan may finance other efficient home improvements (not required).
  • Your contractor must be listed as a GoGreen Home Financing Participating Contractor as of the project start date. Find a contractor.
  • Property must receive gas and/or electric services from Pacific Gas & Electric, San Diego Gas & Electric, Southern California Gas, or Southern California Edison.

GoGreen Financing Rates

TermAPR1
0 - 36 months5.25% - 7.14%
37 - 60 months5.59% - 7.49%
61 -120 months6.34% - 8.24%
121 - 180 months6.99% - 8.84%
DISCLOSURES:  
READ MORE >

Rates effective as of September 8, 2026.

¹APR=Annual Percentage Rate. The 5.25% rate has a maximum term of 36 months.

We are not offering Solar Battery Storage, Solar + Battery Bundle at this time.

Go-Green Home Energy loan rates are based on applicant’s credit history and other underwriting factors. Borrower must provide copy of a valid purchase order or invoice for a qualified energy-related home improvement project. See website for qualifying projects. All loan rates are subject to change daily without notice. This is an unsecured loan and is not associated with a home loan product. Payment per $1,000 balance is based on APR. Payment example may be lower or higher depending on your credit history and other underwriting factors. For example, the payment per $10,000 with a term of 3 years (36 months) at 5.25% is $300.83. Federally insured by NCUA. Applicant must meet membership and account qualifications. See account disclosure for complete details.

Let's Run the Numbers!

Apply in Minutes

Quick Decisions

Receive a response from us in less than 24 hours

100% Financing

No down payment or collateral needed

No Closing Costs

Plus, no annual fees at
any time