Stronger savings from our Certificates (CDs)
As a not-for-profit institution, Sacramento Credit Union (SCU) supports our members' savings goals by providing solid rates on Certificates. We'll help you strengthen your foundation. Stop by at one of our branch locations to open a Certificate.
Rates effective as of June 29, 2025.
| Minimum Balance |
Dividend Rate |
APY* |
Summer Certificate Special (CDs)
$500 for IRA Share Certificate
$1000 for Share Certificate |
| 3 Month | 3.93% | 4.00%
|
| 7 Month | 4.17% | 4.25% |
| 13 Month | 4.03% | 4.11% |
| 3 Month (IRA not Eligible) |
| $1,000 |
3.00% |
3.04% |
| $20,000 |
3.00% |
3.04% |
| $50,000 |
3.00% |
3.04% |
| $100,000 |
3.05% |
3.09% |
| 6-Month |
| $1,000 |
3.00% |
3.04% |
| $20,000 |
3.00% |
3.04% |
| $50,000 |
3.00% |
3.04% |
| $100,000 |
3.10% |
3.14% |
| 12-Month |
| $1,000 |
3.35% |
3.40% |
| $20,000 |
3.35% |
3.40% |
| $50,000 |
3.35% |
3.40% |
| $100,000 |
3.45% |
3.51% |
| 18-Month |
| $1,000 |
3.35% |
3.40% |
| $20,000 |
3.35% |
3.40% |
| $50,000 |
3.35% |
3.40% |
| $100,000 |
3.45% |
3.51% |
| 24-Month |
| $1,000 |
3.40% |
3.45% |
| $20,000 |
3.40% |
3.45% |
| $50,000 |
3.40% |
3.45% |
| $100,000 |
3.50% |
3.56% |
| 30-Month |
| $1,000 |
3.40% |
3.45% |
| $20,000 |
3.40% |
3.45% |
| $50,000 |
3.40% |
3.45% |
| $100,000 |
3.50% |
3.56% |
| 36-Month |
| $1,000 |
3.50% |
3.56% |
| $20,000 |
3.50% |
3.56% |
| $50,000 |
3.50% |
3.56% |
| 100,000 |
3.60% |
3.66% |
| 48-Month |
| $1,000 |
3.55% |
3.61% |
| $20,000 |
3.55% |
3.61% |
| $50,000 |
3.55% |
3.61% |
| $100,000 |
3.65% |
3.71% |
| 60-Month |
| $1,000 |
3.70% |
3.76% |
| $20,000 |
3.70% |
3.76% |
| $50,000 |
3.70% |
3.76% |
| $100,000 |
3.80% |
3.87% |
*APY=Annual Percentage Yield
$500 minimum for IRA Certificates
Rates and terms are subject to change
A penalty may be imposed for withdrawals before maturity