Stronger savings from our Certificates
As a not-for-profit institution, Sacramento Credit Union (SCU) supports our members' savings goals by providing solid rates on Certificates. We'll help you strengthen your foundation.
Rates effective as of March 20, 2023.
| Minimum Balance |
Dividend Rate |
APY* |
| 13 Month Certificate Special |
| $500 minimum deposit for IRA Share Certificate $1000 Minimum for Share Certificate | 4.17% | 4.25% |
| 19 Month Certificate Special |
| $500 minimum deposit for IRA Share Certificate $1000 minimum deposit for Share Certificate | 4.46% | 4.55% |
| 3-Month (IRA not Eligible) |
| $1,000 |
0.95% |
0.95% |
| $20,000 |
0.95% |
0.95% |
| $50,000 |
0.95% |
0.95% |
| $100,000 |
1.15% |
1.16% |
| 6-Month |
| $1,000 |
1.70% |
1.71% |
| $20,000 |
1.70% |
1.71% |
| $50,000 |
1.70% |
1.71% |
| $100,000 |
1.80% |
1.81% |
| 12-Month |
| $1,000 |
1.95% |
1.97% |
| $20,000 |
1.95% |
1.97% |
| $50,000 |
1.95% |
1.97% |
| $100,000 |
2.05% |
2.07% |
| 18-Month |
| $1,000 |
2.00% |
2.02% |
| $20,000 |
2.00% |
2.02% |
| $50,000 |
2.00% |
2.02% |
| $100,000 |
2.10% |
2.12% |
| 24-Month |
| $1,000 |
2.30% |
2.32% |
| $20,000 |
2.30% |
2.32% |
| $50,000 |
2.30% |
2.32% |
| $100,000 |
2.40% |
2.43% |
| 30-Month |
| $1,000 |
2.35% |
2.38% |
| $20,000 |
2.35% |
2.38% |
| $50,000 |
2.35% |
2.38% |
| $100,000 |
2.45% |
2.48% |
| 36-Month |
| $1,000 |
2.70% |
2.73% |
| $20,000 |
2.70% |
2.73% |
| $50,000 |
2.70% |
2.73% |
| 100,000 |
2.80% |
2.84% |
| 48-Month |
| $1,000 |
2.80% |
2.84% |
| $20,000 |
2.80% |
2.84% |
| $50,000 |
2.80% |
2.84% |
| $100,000 |
2.90% |
2.94% |
| 60-Month |
| $1,000 |
3.00% |
3.04% |
| $20,000 |
3.00% |
3.04% |
| $50,000 |
3.00% |
3.04% |
| $100,000 |
3.10% |
3.14% |
*APY=Annual Percentage Yield
$500 minimum for IRA Certificates
Rates and terms are subject to change
A penalty may be imposed for withdrawals before maturity