Stronger savings from our Certificates (CDs)
As a not-for-profit institution, Sacramento Credit Union (SCU) supports our members' savings goals by providing solid rates on Certificates. We'll help you strengthen your foundation.
Rates effective as of June 9, 2025.
| Minimum Balance |
Dividend Rate |
APY* |
Spring Certificate Special (CDs)
$500 for IRA Share Certificate
$1000 for Share Certificate |
| 3 Month | 3.93% | 4.00%
|
| 7 Month | 4.17% | 4.25% |
| 13 Month | 4.03% | 4.11% |
| 3 Month (IRA not Eligible) |
| $1,000 |
3.00% |
3.04% |
| $20,000 |
3.00% |
3.04% |
| $50,000 |
3.00% |
3.04% |
| $100,000 |
3.05% |
3.09% |
| 6-Month |
| $1,000 |
3.00% |
3.04% |
| $20,000 |
3.00% |
3.04% |
| $50,000 |
3.00% |
3.04% |
| $100,000 |
3.10% |
3.14% |
| 12-Month |
| $1,000 |
3.35% |
3.40% |
| $20,000 |
3.35% |
3.40% |
| $50,000 |
3.35% |
3.40% |
| $100,000 |
3.45% |
3.51% |
| 18-Month |
| $1,000 |
3.35% |
3.40% |
| $20,000 |
3.35% |
3.40% |
| $50,000 |
3.35% |
3.40% |
| $100,000 |
3.45% |
3.51% |
| 24-Month |
| $1,000 |
3.40% |
3.45% |
| $20,000 |
3.40% |
3.45% |
| $50,000 |
3.40% |
3.45% |
| $100,000 |
3.50% |
3.56% |
| 30-Month |
| $1,000 |
3.40% |
3.45% |
| $20,000 |
3.40% |
3.45% |
| $50,000 |
3.40% |
3.45% |
| $100,000 |
3.50% |
3.56% |
| 36-Month |
| $1,000 |
3.50% |
3.56% |
| $20,000 |
3.50% |
3.56% |
| $50,000 |
3.50% |
3.56% |
| 100,000 |
3.60% |
3.66% |
| 48-Month |
| $1,000 |
3.55% |
3.61% |
| $20,000 |
3.55% |
3.61% |
| $50,000 |
3.55% |
3.61% |
| $100,000 |
3.65% |
3.71% |
| 60-Month |
| $1,000 |
3.70% |
3.76% |
| $20,000 |
3.70% |
3.76% |
| $50,000 |
3.70% |
3.76% |
| $100,000 |
3.80% |
3.87% |
*APY=Annual Percentage Yield
$500 minimum for IRA Certificates
Rates and terms are subject to change
A penalty may be imposed for withdrawals before maturity