We support your dreams of homeownership
If you're buying a home in California we have the mortgage rates that can make your money go further.
10/1 , 7/1 , and 5/1 ARMs AVAILABLE
Maximum Amount at these rates: $726,200*
**See rate adjustment information below
| Loan Type |
Rates |
APR |
Points |
| Rates effective as of 8:00 AM January 30, 2023 |
| 30 year fixed |
5.625% |
5.798% |
0.900 |
| 5.875% |
5.911% |
0.350 |
| 20 Year Fixed |
5.375% |
5.605% |
0.900 |
| 5.500% |
5.671% |
0,450 |
| 15 year fixed |
4.750% |
5.051% |
1.000 |
| 4.875% |
5.125% |
0.700 |
| 10 Year Fixed |
5.125% |
5.412% |
0.900 |
| 5.250% |
5.589% |
0.550 |
*Jumbo/Portfolio, 7/1 ARM, 5/1 ARM, FHA, VA and Reverse Mortgage Loans AVAILABLE.
More Rates Available - Please contact us for details.
**Rate adjustment information
Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $726,200) are calculated based on a loan amount of $250,000 with closing costs of $2,400. Your actual APR may be different depending upon these factors.
PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING. FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916)444-6070 EXT. 3071.