We support your dreams of homeownership
If you're buying a home in California we have the mortgage rates that can make your money go further.
10/1 , 7/1 , and 5/1 ARMs AVAILABLE
Maximum Amount at these rates: $647,200*
**See rate adjustment information below
| Loan Type |
Rates |
APR |
Points |
| Rates effective as of 8:00 AM September 21, 2022 |
| 30 year fixed |
6.000% |
6.214% |
1.250 |
| 6.250% |
6.410% |
0.600 |
| 20 Year Fixed |
5.875% |
6.122% |
0.950 |
| 6.125% |
6.300% |
0.350 |
| 15 year fixed |
5.500% |
5.815% |
1.100 |
| 5.750% |
5.991% |
0.550 |
| 10 Year Fixed |
5.500% |
5.959% |
1.100 |
| 5.750% |
6.103% |
0.550 |
*Jumbo/Portfolio, 7/1 ARM, 5/1 ARM, FHA, VA and Reverse Mortgage Loans AVAILABLE.
More Rates Available - Please contact us for details.
**Rate adjustment information
Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $647,200) are calculated based on a loan amount of $250,000 with closing costs of $2,400. Your actual APR may be different depending upon these factors.
PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING. FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916)444-6070 EXT. 3071.