Rates as low as 6.49% APR2 on Home Equity Loans.

Take advantage of the equity in your home.

With a fixed-rate Home Equity Loan, you can get the cash you need without the extra costs.

Your home equity is valuable in today's market! That means your home's equity is an economical way to pay for life's expenses. Whether you want to consolidate debt, send your child to college, or fund home improvements, you can make it happen with a fixed-rate Home Equity Loan from SCU. We also offer low rates on Home Equity Lines of Credit.

Home Equity Loan: Rates as low as 6.49% APR 2 .
• Borrow up to 80% of your home’s equity
• Fixed rates, flexible terms, and low monthly payments
• Interest may be tax deductible3
Check rates here.

Home Equity Line of Credit: Rates as low as 9.25% APR1,2.
• Access cash when you need it with this flexible credit line
• Pay interest only on the funds you borrow
• Interest may be tax deductible3

Click the button below to apply. 

APR=Annual Percentage Rate. 1The APR is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. All loans are subject to property valuation, owner-occupied properties limited to one-to-four units located in the state of California. Excludes manufactured and mobile homes. Other restrictions on property may apply. Loans secured by your home other than your first mortgage must be paid at time of account funding. Rates, APR and terms and conditions subject to change without notice. Property insurance is required. Flood insurance may be required. 2The 6.49% and other terms shown are accurate as of today. The fixed Annual Percentage Rate (APR) of 6.49% is available for 48-month term, home equity installment loans with loan-to-value (LTV) up to 80%. The maximum CLTV is based on loan amount and credit quality. Loan payment example: A $10,000 loan for 48 months at 6.49% APR would have monthly payments of $237.10.  Borrower fee reimbursement: up to $750 fee reimbursement paid by the borrower if equity loan or line of credit is paid off or closed within the first 36 months. 3Consult your tax advisor.