Home Loans

Limited-time offer: $500 off closing costs on
home purchases and refinances.
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Find the right Home Loan for you.

Whether you're looking to purchase, refinance or tap into your home's equity, we have a loan to fit your needs. Select one of the mortgage options below to learn more.

Limited-time offer:

Get $500 off closing costs , Sacramento Credit Union is now offering $500 off closing costs1,2 when you finance your home purchase or refinance your mortgage. 

All SCU Home Loans offer:

  • Low rates
  • Fast processing
  • Excellent service

Home Loan rates are at historic lows. Get pre-approved at Sacramento Credit Union and lock in a low rate today before you go home shopping! This offer is valid September 1 to September 30, 2021.

1,2 Sacramento Credit Union is offering a $500 credit for closing costs on all new mortgage loans subject to qualification, credit
approval and closing of the loan. This offer is valid on applications submitted between 9/1/2021 and 9/30/2021. The $500 closing cost
credit will be limited to the lesser of $500 or lender closing cost and may not exceed contributions set by program guidelines. Mortgage
loan must close by 11/30/2021. It cannot be combined with any other promotion or discount and is subject to compliance with
Sacramento Credit Union’s loan program guidelines.