Reimagine your living space.

Home Equity Loans 3.49% APR* for 10 years.
Home Equity Lines of Credit 1.99% APR* for six months

Tap into the equity in your home.

Reimagine your living space with a Home Equity Loan or Home Equity Line of Credit (HELOC). With the extra cash you can  finally remodel your kitchen,  install kid-friendly laminate floors or  even landscape your backyard. Sacramento Credit Union (SCU) can help you create the home of your dreams! If you're not ready to remodel, you may want to use the cash to consolidate debt. Whatever your needs, SCU is here to help!

Home Equity Loan: Rates as low as 3.49% APR* 2 for 10 years.
• Borrow up to 80% of your home’s equity
• Fixed rates, flexible terms and low monthly payments
• Interest may be tax deductible3

Home Equity Line of Credit: Rates as low as 1.99% APR* 1,2 for six months.
• Access cash when you need it with this flexible credit line that uses your home’s equity as collateral
• Pay interest only on the funds you borrow
• Interest may be tax deductible3

Get a low interest Home Equity Loan or Home Equity Line of Credit at Sacramento Credit Union today! This limited-time offer is available from March 26 to May 24, 2021. Click the button below to apply. 

Apply Now
*APR=Annual Percentage Rate.
1 The APR is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. When a range of rates has been published the highest rate will be used. We will use the most recent index value available to us as of the day of any APR adjustment. APR assumptions are based on a line amount of $25,000.
2 All loans are subject to appraisal, owner-occupied properties limited to one-to-four units located in the state of California. Excludes manufactured and mobile homes. Other restrictions on property may apply. Loan secured by your home other than your first mortgage must be paid at time of account funding. Rates, APR and terms and conditions subject to change without notice.  Flood insurance might be required. Borrower fee reimbursement: up to $750 fee reimbursement paid by the borrower if equity loan paid off or closed within the first 36 months. Loans in excess of 80% combined loan to value (LTV) are not available. Limited-time offer available from March 26 to May 24, 2021. 
3 Consult your tax advisor.