Business Account Rates

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We support your growing business

Sacramento Credit Union's (SCU) business account rates are structured to benefit members who own businesses that strengthen our local economy.


Rates effective as of November 11, 2019.

Minimum Balance to Earn Dividends Dividend Rate APY*
Business Money Market**
$2,500- $9,999.99 0.40% 0.40%
$10,000 - $49,999.99 0.50% 0.50%
$50,000 - $99,999.99 0.65% 0.65%
$100,000+ 0.70% 0.70%
Business Savings
$300 0.10% 0.10%
$1,000 0.10% 0.10%
$5,000 0.10% 0.10%
$10,000 0.10% 0.10%
Business Interest Checking***
$1.00 - $4,999.99 0.00% 0.00%
$5,000 - $9,999.99 0.01% 0.01%
$10,000 - $24,999.99 0.01% 0.01%
$25,000+ 0.01% 0.01%

*APY=Annual Percentage Yield

**Requires $2,500 to open.

***Requires $100 to open.

  • Dividend Rate and APY may change anytime as determined by the credit union's board of directors.
  • Dividends are compounded and credited monthly. Fees may reduce earnings.
Applies to Business Money Market and Business Savings: During any month, you may not make more than six withdrawals or transfers to another Sacramento Credit Union account of yours or to a third party by means of a preauthorized or automatic transfer, computer transfer, telephonic order or instruction or similar order to a third party. If you exceed the transfer limitations set forth above, your account will be subject to closure by the credit union.