Business Account Rates

Contact Us

We support your growing business

Sacramento Credit Union's (SCU) business account rates are structured to benefit members who own businesses that strengthen our local economy.


Rates effective as of October 15, 2018.

Minimum Balance to Earn Dividends Dividend Rate APY*
Business Money Market**
$2,500- $9,999.99 0.25% 0.25%
$10,000 - $49,999.99 0.30% 0.30%
$50,000 - $99,999.99 0.55% 0.55%
$100,000+ 0.60% 0.60%
Business Savings
$300 0.10% 0.10%
$1,000 0.10% 0.10%
$5,000 0.10% 0.10%
$10,000 0.10% 0.10%
Business Interest Checking***
$1.00 - $4,999.99 0.00% 0.00%
$5,000 - $9,999.99 0.01% 0.01%
$10,000 - $24,999.99 0.01% 0.01%
$25,000+ 0.01% 0.01%
Business Sweep Account****
$1- $2,499.99 0.00% 0.00%
$2,500- $9,999.99 0.01% 0.01%
$10,000 - $49,999.99 0.01% 0.01%
$50,000 - $99,999.99 0.03% 0.03%
$100,000+ 0.05% 0.05%

*APY=Annual Percentage Yield

**Requires $2,500 to open.

***Requires $100 to open.

****A Sweep Account combined with a Business Checking allows your business to maximize earnings automatically. (Transfers made at the end of day based on determined amounts).

  • Dividend Rate and APY may change anytime as determined by the credit union's board of directors.
  • Dividends are compounded and credited monthly. Fees may reduce earnings.