We support your growing business
Sacramento Credit Union's (SCU) business account rates are structured to benefit members who own businesses that strengthen our local economy.
Rates effective as of April 20, 2024.
| Minimum Balance to Earn Dividends |
Dividend Rate |
APY* |
| Business Money Market** |
| $2,500- $9,999.99 |
0.15% |
0.15% |
| $10,000 - $49,999.99 |
0.50% |
0.50% |
| $50,000 - $99,999.99 |
0.75% |
0.75% |
| $100,000 - $249.999.99 |
1.00% |
1.00% |
| $250,000+ |
1.25% |
1.26% |
| Business Savings |
| $300 |
0.05% |
0.05% |
| $1,000 |
0.05% |
0.05% |
| $5,000 |
0.05% |
0.05% |
| $10,000 |
0.08% |
0.08% |
| $100,000 and over |
0.15% |
0.15% |
| Business Interest Checking*** |
| $1.00 - $4,999.99 |
0.00% |
0.00% |
| $5,000 - $9,999.99 |
0.01% |
0.01% |
| $10,000 - $24,999.99 |
0.01% |
0.01% |
| $25,000 - $99,999 |
0.01% |
0.01% |
*APY=Annual Percentage Yield
**Requires $2,500 to open.
***Requires $100 to open.
- Dividend Rate and APY may change anytime as determined by the credit union's board of directors.
- Dividends are compounded and credited monthly. Fees may reduce earnings.