Business Account Rates

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We support your growing business

Sacramento Credit Union's (SCU) business account rates are structured to benefit members who own businesses that strengthen our local economy.


Rates effective as of February 21, 2018.

Minimum Balance to Earn Dividends Dividend Rate APY*
Business Savings
$300 0.10% 0.10%
$1,000 0.10% 0.10%
$5,000 0.10% 0.10%
$10,000 0.10% 0.10%
Business Interest Checking**
$1.00 - $4,999.99 0.00% 0.00%
$5,000 - $9,999.99 0.01% 0.01%
$10,000 - $24,999.99 0.01% 0.01%
$25,000+ 0.01% 0.01%
Business Sweep Account***
$1- $2,499.99 0.00% 0.00%
$2,500- $9,999.99 0.01% 0.01%
$10,000 - $49,999.99 0.01% 0.01%
$50,000 - $99,999.99 0.03% 0.03%
$100,000+ 0.05% 0.05%
Business Money Market****
$2,500- $9,999.99 0.10% 0.10%
$10,000 - $49,999.99 0.20% 0.20%
$50,000 - $99,999.99 0.25% 0.25%
$100,000+ 0.27% 0.27%

*APY=Annual Percentage Yield

**Requires $100 to open.

***A Sweep Account combined with a Business Checking allows your business to maximize earnings automatically. (Transfers made at the end of day based on determined amounts).

****Requires $2,500 to open.

  • Dividend Rate and APY may change anytime as determined by the credit union's board of directors.
  • Dividends are compounded and credited monthly. Fees may reduce earnings.