At Sacramento Credit Union (SCU), we're always looking for ways to simplify your loan payments. With Instant Loan Payment, you can pay your SCU loans online using a debit card or eCheck from another financial institution.
Please note that SCU's primary payment methods are free of charge, including: cash, check, ACH, bill pay, payroll deduction and online/mobile banking transfers.
Here's how Instant Loan Payment works:
When you need to make immediate payments on your SCU loans, Instant Loan Payment is the solution. Your payment will post immediately when your transaction has been validated.
- Payments can only be made to SCU
- Make payments of $20 to $1,500, either one-time or automatically recurring
- A non-refundable $4.95 fee applies to debit card payments and $1.95 fee applies to e-Check payments
If you have any questions about using Instant Loan Payment, call (916) 444-6070.
- Acceptable payment methods include eCheck and debit card. Instant Loan Payment will not accept credit card payments.
- A non-refundable convenience fee of $4.95 will be charged for all debit card and $1.95 will be charged for all eCheck payments.
- Payments can only be made to SCU.
- A minimum payment of $20 is required to utilize this service. The maximum payment amount using any payment method is $1,500.
- Once the transaction has been validated, the payment will be effective immediately.
- Payments can be set up as a one-time payment or automatic recurring payments.
- Our standard fee will apply to any disputed transaction or returned item. A payment reversal from your loan may also result in a late fee. (Refer to your loan agreement for details on late payments).
- Please retain a copy of the delivered receipt page or email as confirmation of the approved transaction.