Certificate-Special

Grow your future with the Spring Certificate Special.

Earn 4.65% APY on 7-month term or 4.55% APY on 15-month certificates!*

The Spring Certificate Special is a smart way to save more.
Earn 4.65% APY on 7-month term or 4.55% APY on 15-month certificates. This gives you flexibility, choice and is a great way to grow your future. Once your Certificate matures, you can reinvest to keep earning, or cash out to use your money.

$500 minimum deposit for an IRA Share Certificate.
$1,000 minimum deposit for a Share Certificate.
Term is 7 or 15 months.
Interest compounded monthly, regardless of amount.
Click here to check rates

Prefer a shorter-term certificate?
Earn 4.00% APY on 3-month certificates. This competitive return gives you another smart choice to save.

$1,000 minimum deposit for a Share Certificate.
Term is 3 months.*
4.00% APY Interest compounded monthly, regardless of amount.
Click here to check rates

Watch the growth begin.

You can open this Certificate in one of our branches or via our Call Center.

Click here to make a branch appointment or call us at (916) 444-6070.

Annual Percentage Yield (APY) is accurate as of April 12, 2024 and assumes principal and dividends will remain on deposit until maturity.
Dividends compound monthly. Withdrawals may reduce earnings and incur penalties. Minimum opening deposit of $500. Certificate will automatically renew
on the maturity date at the nearest standard term and dividend rate not to exceed the term of the special. Rates and terms are subject to change and promotion may
end without notice.
* 3-Month IRA certificates are not currently offered. The 7-month certificate will automatically renew to a 6-month term upon maturity. The 15-month certificate will automatically renew to a 12-month term upon maturity.