3.56% APY*
Climb to a higher
rate today!

Certificate special:
Choose from 13- or 19-month terms.

Earn more with our 13- or 19-month Certificate specials.


With this special  Certificate rate, you can invest a little or a lot. You'll earn 3.56% APY regardless of your investment. Once your Certificate matures, you can reinvest to keep earning, or cash out to use your money.
  • $500 minimum deposit for an  IRA Share Certificate
  • $1,000 minimum deposit for a Share Certificate
  • Term is either 13- or 19-months
  • 3.56% APY Interest compounded monthly, regardless of amount
  • Click here to check rates
Start earning today! You can open this Certificate in one of our branches or via our Call Center.
Click here to make a branch appointment or call us at (916) 444-6070.

Annual Percentage Yield (APY) is accurate as of November 30, 2022 and assumes principal and dividends will remain on deposit until maturity.
Dividends compound monthly. Withdrawals may reduce earnings and incur penalties. Minimum opening deposit of $500.  Certificate will automatically renew
on the maturity date at the nearest standard term and dividend rate not to exceed the term of the special. Rates and terms are subject to change and promotion may
end without notice.