Plan ahead for retirement
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Sacramento Credit Union (SCU) offers a variety of Individual Retirement Accounts (IRA). Each account has specific tax advantages and distribution rules that your tax advisor can explain in detail. For example, a Traditional IRA allows for tax-free growth during working years while a Roth IRA provides tax-free distributions in retirement. With SCU, it's easy to start planning for your future.
  • $25 minimum deposit to open a Traditional IRA or Roth IRA
  • $500 minimum balance required on IRA Certificates
  • No annual fees
  • Deposit funds all at once or throughout the year
  • Traditional and Roth IRAs insured up to $250,000 by the National Credit Union Administration (NCUA)
  • Click here to check rates