Checking Rate Sheet & Disclosures

Open Account

Gain more purchasing power with a Free Checking Account

The Checking Account is more valuable than ever. It converts your work into purchasing power.


Rates effective as of May 23, 2024.

Minimum Balance to Earn Dividends Dividend Rate APY*
Free Rewards Checking
$0 - $20,000 4.27% Requirements Met1 4.35%
$20,000+ .10% Requirements Met1 24.35% - 0.930%
All balances if qualifications not met 0.01% 0.01%

*APY=Annual Percentage Yield. Dividend Rate and APY may change anytime as determined by the credit unions board of directors. Dividends are compounded and credited monthly. Fees may reduce earnings.

1The requirements are: 1. View your monthly statement via e-Statements. 2. At least 12 purchases each month with your SCU Visa debit card. 3. At least one direct deposit or ACH auto debit posts and clears.
24.35% - 0.930% APY range assumes an account balance of up to $100,000.

**Monthly Qualification Cycle means the current Statement Cycle. Statement Cycle means the period of time covered by the statement for your account. The statement cycle begins on the first day of the calendar month and ends on the last day of the calendar month.