*APR=Annual Percentage Rate. Approval is subject to underwriting guidelines and verifications.
How We Will Calculate Your Balance. We use a method called "average daily balance" (including new purchases).
Late Payment Fee - $10 or the amount of the required minimum payment, whichever is less, if you are more than ten (10) days late in making a payment.
Returned Payment Fee - $12.00 for a returned check and $27.00 for a returned ACH payment or the amount of the required minimum payment, whichever is less.
Statement Copy Fee - $2
Document Copy Fee - None
Rush Fee - $25
Card Replacement Fee - None
Collection Costs. You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney's fees.