We support your dreams of homeownership
If you're exploring a refinance, we have the mortgage rates that can make your money go further.
10/1 , 7/1 , and 5/1 ARMs AVAILABLE
Maximum Amount at these rates: $726,200*
**See rate adjustment information below
| Loan Type |
Rates |
APR |
Points |
| Rates effective as of 8:00 AM December 7, 2023 |
| 30 year fixed |
6.500% |
6.745% |
1.00 |
| 6.625% |
6.822% |
0.50 |
| 6.750% |
6.898% |
0.00 |
| 20 Year Fixed |
6.250% |
6.569% |
1.00 |
| 6.375% |
6.631% |
0.50 |
| 6.500% |
6.692% |
0.00 |
| 15 year fixed |
6.125% |
6.524% |
1.00 |
| 6.250% |
6.569% |
0.50 |
| 6.375% |
6.614% |
0.00 |
| 10 Year Fixed |
call% |
call% |
call |
| call% |
call% |
call |
| call% |
call% |
call |
*Jumbo/Portfolio, FHA, VA and Reverse Mortgage Loans AVAILABLE.
More Rates Available - Please contact us for details.
**Rate adjustment information
Interest rates shown are for informational purposes only and are based on a single-family detached, owner occupied property located in California. Certain interest rate and/or discount point adjustments may apply depending on loan features, LTV and credit worthiness. Maximum loan-to-value (LTV) will vary by product. Additional restrictions and conditions may apply.
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $726,200) are calculated based on a loan amount of $250,000 with closing costs of $3,000. Your actual APR may be different depending upon these factors.
PLEASE NOTE THAT INTEREST RATES MAY CHANGE THROUGHOUT THE DAY. THE RATES ABOVE ARE SCU POSTED RATES AS OF 8 AM EACH MORNING. FOR "UP-TO-THE-MINUTE RATES," PLEASE CALL YOUR MORTGAGE LOAN ORIGINATOR OR SCU MEMBER SERVICES AT (916)444-6070 EXT. 3071.