Specialty Vehicle Rates

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Get out and play

Whether you're ready to hit the water or open road, escape to the mountains or to the coast, Sacramento Credit Union (SCU) provides the financing options you need for your new toys. Get out and have fun quickly and easily.


Rates effective as of June 23, 2018.

Loan Amount Term APR2
RVs and Boats
New¹ Up to $100,000 Up to 144 months 6.25% - 12.75%
Used¹ Up to $100,000 Up to 144 months 7.25% - 12.75%
Motorcycles
New Up to $35,000 Up to 72 months 6.25% - 12.25%
Used Up to $25,000 Up to 60 months 7.25% - 12.25%

¹ 72 months financing available on loan amounts of $15,000 and above. 144 months financing available for loan amounts of $25,000 and above.

² APR = ANNUAL PERCENTAGE RATE    Representative Example:  A $25,000 60-month loan at 6.25% APR would require 59 payments of $487.33 and a final payment of $487.32.

Maximum Amount Financed Loan to Value (LTV) is based on the following

  • RV and Boat Financing - New financing up to 100% LTV. LTV is the lesser of the purchase price or Manufacturers Suggested Retail Price. Used financing up to 100% LTV. LTV is the lesser of the purchase price or NADA Retail Value Guide.
  • Motorcycle - New Loan financing up to 100% LTV. LTV is the lesser of the purchase price or Manufactures Suggested Retail Price. Used financing up to 100% LTV. LTV is the lesser of the purchase price or Kelly Blue Book retail value.